Record Enrollment In Homebuyer Education Class

Kerrick at 2016 HBE Class.jpg

Whether you are in your mid 20s or on Social Security, there is always something to learn when it comes to buying a home. It is part of the reason – along with a stronger economy – that Home Buyer Education classes at Homeport are creating record registrations.

On Jan. 5, 43 individuals participated in the first of the free classes offered by Homeport in 2016. The Tuesday night class kept the momentum going from 2015 when an all-time single year high of 869 individuals graduated from the eight-hour Homeport Homebuyer Education program.

For many, the class offers a primer on what to expect on searching for and eventually closing on a home, said Kerrick Jackson, a lead instructor for Homeport. Homeport provides a 109-page book outlining likely scenarios people encounter during the process.

“Are you ready to purchase a home? Understanding credit, credit reports and what lenders are looking for. If you need down payment assistance, how do you qualify? These are just some of the topics covered,” said Jackson.

The class – either four, two-hour classes on a weekday, or two, four-hour classes on weekends – introduces potential homebuyers to the key professionals involved in a potential purchase. 

Homeport Housing Advisor Kerrick Jackson

Homeport Housing Advisor Kerrick Jackson

Lenders, Realtors, home inspectors and title company representatives are some of the specialists likely to speak about purchasing a home. The class – taught at Homeport’s Agler Road office -- also covers home maintenance and how to avoid falling behind on mortgage payments.

Jackson has been teaching the classes for seven years at Homeport and says questions often just come from a lack of knowledge.

“I had one person tell me he was giving his Realtor gas money,” Jackson said. “I said, ‘Why would you do that?’ And he responded, ‘Well, he is taking me around showing me homes.’”

While Homeport does advertise the classes, many attendees learn of the class from friends or family.

Cierra Perry  purchased a home at the end of March in 2015, but not before taking the homebuyer education class that she heard about through her father.

“I was 25 when I took the course and 26 when I bought the home. The class definitely made me more knowledgeable. It gave me more confidence that I would not be taken advantage of because of my age,” Perry said. “I was really glad I did it.”

Attending the first class of 2016 were James and Joan Mosley, newlyweds of four years who were encouraged by a lender to enroll in the Homeport class after their Social Security income rose.

“We’ve both owned houses in the past, but it’s been over 20 years since we owned a home,” James Mosley said.

 “My goal is to learn as much as I can so I can secure a home,” Joan Mosley said.

(To register more for future Hombuyer Education Classes, or learn about the benefits of graduating from the course, visit